Welcome to our giveaway, where you can instantly win $140 cash to spend however you want or to put towards your car expenses. Expenses like car payments, gas, and auto insurance really add up.
There are 25 cash prizes available for this giveaway.
There is also a prize slot for a free meal to a child in need, where we will make a donation to Feeding America’s Hungry Children on behalf of the winner.
The entry form is below the quotes and pictures of cute puppies that we added to brighten your day. We hope you enjoy!
The national average for monthly car insurance payments is $140. Car insurance rates are calculated based on a variety of factors that include driving history, type of car and where you live. Insurance companies use statistical data to determine the likelihood of a driver having an accident and use this to determine the cost of their insurance policy.
Other factors they take into consideration include the age and gender of the driver, the type of car they drive and the amount of miles they drive per year. Insurance companies also look at the driver’s credit score when determining rates. They use this to determine the likelihood of a driver being a responsible one. All of these factors are used to determine the cost of a policy, and it is important for drivers to shop around for the best rate available.
As a car owner, it’s important to stay on top of your insurance needs to ensure you have the best coverage at the best rate. Shopping around for car insurance every six months is a great way to do this. By reevaluating your car insurance needs after every term, you may be able to get better rates faster after paying off your car loan or receive lower rates if an infraction is taken off your record.
Shopping around for car insurance every six months can save you hundreds of dollars a year, making it wise to do so. Plus, since insurance providers use a multitude of risk factors to determine rates, you could be paying too much and not even know it. Whether you choose a 6-month or 12-month car insurance policy, it’s always better to pay in full and make sure you get the best deal.
Having a higher deductible on your car insurance can save you money in the long run. Raising the deductible from the standard of $250 to $500 or more can reduce your monthly premium payments by up to 25%. This is because you are taking on more of the financial responsibility for any future accidents that may occur, thus reducing the insurer’s risk.
With a higher deductible, you will also be more aware of driving safely and avoiding situations that could lead to an accident in order to save money. This type of policy is especially beneficial for people who are low-risk drivers and who do not expect to make many claims in the future.
Car insurance companies offer a variety of discounts to help make their policies more affordable. Some of these include multi-policy discounts for customers who bundle their car insurance with homeowner’s or renter’s insurance, good driver discounts for those who have maintained a safe driving record, and loyalty discounts for customers who have stayed with the same insurer for a certain period of time.
Other discounts may be available depending on the insurer, such as student discounts, military discounts, and discounts for those who have taken a defensive driving course. Be sure to ask your insurer about any discounts that you may qualify for to make sure that you are getting the best deal available.
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